FAQ
Frequently Asked Questions
Will I be eligible for the First Home Owner Grant (FHOG)?
Before you buy your first home, here are some essential facts you need to know.
You can receive $10,000 with the First Home Owner Grant (FHOG)
If you are buying or building a new home valued up to $750,000, you may be eligible for a First Home Owner Grant (FHOG) of $10,000. To be eligible, the home must not have been previously sold or occupied.
Victorian Homebuyer Fund shared equity scheme
If you’re struggling to save for a home deposit, the Victorian Homebuyer Fund could be the key to owning your home sooner.
If you have a 5% deposit, the Victorian Government will contribute up to 25% of the purchase price, in exchange for an equivalent share in the property, which can reduce your mortgage. Plus, no Lenders Mortgage Insurance.
First home buyer duty exemption, concession or reduction?
To be eligible for the first home buyer duty exemption or concession, your contract of sale must have been entered into on or after 1 July 2017.
You are not eligible for the concession or exemption if:
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you are nominated as a purchaser on or after 1 July 2017 on a contract signed before this date
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you signed a contract to buy vacant land before 1 July 2017 and will build your new home within 12 months of settlement after 1 July 2017.
Do you have lands available?
Yes we have access to titled land around Metropolitan & Regional Suburbs of Victoria. We offer premium services and expert guidance to find titled land in Victoria. Our team partners with reputable developers to provide exclusive access to the best options for your goals, whether building your dream home or investing in real estate. Contact us to learn more.
Why should we trust your information?
We are completely independent and not affiliated with any builders. We maintain relationships with builders, but have no obligations to them. We present house specs and inclusions as they are with transparency and only work with the best. We give you the confidence to make informed decisions and get in your dream home sooner.
What areas you service?
If you’re interested in house and land packages (we deal with both single part or two part contracts) or building a new house in Victoria’s metropolitan areas, we can assist you immediately. For customers outside Victoria, there may be a short waiting period while we enroll you.”
What builders do you compare?
At Zam®, we take great pride in empowering you to make informed decisions when it comes to selecting the perfect home design for your family. That’s why we’ve made it our mission to compare home designs from Australia’s most trusted volume builders, who have years of experience in managing hundreds to thousands of home builds each year. These builders offer an extensive range of standard designs that cater to a diverse set of needs and preferences. And that’s just the beginning – we’re constantly working to add more builders to our roster, so you get access to an even more comprehensive selection of home designs to choose from. With Zam®, you can be confident that you’re making a well-informed decision when it comes to choosing your dream home design.
What are One & Two Part Contracts in House & Land Package?
One Part Contract:
A single-part contract house and land package is a convenient property investment option that combines the purchase of land and house construction into one agreement. It streamlines the buying process by eliminating the need to coordinate multiple contractors and negotiations. Buyers can choose from a range of pre-designed house plans and customization options to suit their preferences and needs. This investment option can offer cost savings and efficiencies.
Two Part Contract
When purchasing a house and land package, buyers should familiarize themselves with the contractual agreements involved in the process. One of these significant agreements is the two-part contract which separates the transaction into two contracts; the land contract and the building contract. The land contract entails purchasing the land from the developer or landowner, while the building contract involves engaging a builder to construct the home on the purchased land. This split arrangement provides buyers with greater flexibility and control over the construction process. To ensure smooth execution of this process, it is essential that all parties involved review and understand the terms and conditions in each contract before signing. Proper review and understanding will eliminate any ambiguity and ensure that all parties understand their obligations and responsibilities throughout the buying and building process.
How do I calculate Stamp Duty?
Are you thinking about purchasing your dream home in Victoria? It is important to know all the necessary details related to buying a house in the region, especially when it comes to calculating the stamp duty. The amount you have to pay for stamp duty is determined by various factors such as the house’s value, its purpose, and if it’ll be your first time buying a home. Fortunately, reliable tools for calculating stamp duty are available online, providing an idea of what to expect. However, it is strongly advised to seek the services of a competent lawyer or a knowledgeable real estate agent to ensure compliance with the law and to be certain you’re paying the right amount. By comprehending these critical elements, the home buying process will become much easier and provide you with all the information needed for a successful home purchase in Victoria.
Can I Ask You for Advice?
For the best deals and savings on property purchases, choose ZAM’s professional team. Specializing in negotiated house and land packages, our experts ensure finding a perfect property without breaking the bank. From relevant market info to answering your buying process queries, our team is always ready to assist you. Satisfaction is our top priority, and we pride ourselves in going above and beyond to ensure happiness with your purchase. Contact us today to start the journey towards your dream home.
We’re here to help, so for all questions relating to the website and our service or if you have any query please email [email protected]
What is SDA for NDIS?
“Don’t restrict our dream as you have freedom to live where and how you want”
What is NDIS?
The NDIS provides funding to eligible people with disability to gain more time with family and friends, greater independence, access to new skills, jobs, or volunteering in their community, and an improved quality of life.
The NDIS also connects anyone with disability to services in their community.
This includes connections to doctors, community groups, sporting clubs, support groups, libraries and schools, as well as providing information about what support is provided by each state and territory government.
The NDIS now supports over 500,000 Australians with disability to access the services and supports they need.
This includes supporting approximately 80,000 children with developmental delay, ensuring they receive supports early so that they achieve the best outcomes throughout their lives.
What is SDA Dwelling?
Specialist Disability Accommodation (SDA) is the ‘bricks and mortar’ capital component of disability accommodation supports funded by the NDIS.
New build SDA is designed and built for the purpose of meeting the support requirements of people with extreme functional impairment or very high support needs. Not all people with disability receive an SDA housing response to meet their accommodation needs, with only 6 per cent of NDIS participants receiving SDA in their NDIS plans.
When a person is eligible for SDA, the NDIA will include funding in their NDIS plan. SDA is funding for the cost of the home or building the person lives in. SDA does not include the services or support the person might receive in that home. Usually, the person will still need to pay rent or other personal costs to live in an SDA
Are there different types of SDA?
Yes, there are 5 types of Specialist Disability Accommodation (SDA) and are referred to as the SDA Design Categories.
They are Basic, Improved Liveability, Fully Accessible, High Physical Support and Robust.
Am I Eligible for NDIS Support?
If you are aged between 9 and 65, a local area coordinator can help you to understand the NDIS, apply and connect with other government and community supports.
If you have a child younger than 9, an early childhood partner can provide supports to children before they apply, and let families know if the NDIS is right for their child.
How do I Apply if eligible?
If you meet the eligibility criteria you can ask to become a participant by completing an Access Request Form.
How does NDIS Housing Work?
NDIS housing is an NDIS initiative that helps fund housing arrangements for Australians living with disabilities. NDIS creates a plan for eligible applicants where they receive direct funding support from the organisation and the Housing System.
Why should you invest in SDA Housing?
When considering your investment options, it’s important to look at all the available options and weigh the potential risks and benefits. One potential avenue for investment is in SDA housing – or Specialist Disability Accommodation. This type of housing is specifically designed to meet the needs of people with disabilities and is funded by the National Disability Insurance Scheme (NDIS).
There are several reasons why investing in SDA housing can be a worthwhile investment. Firstly, the demand for accessible housing is growing as more and more people with disabilities seek independence and autonomy. Additionally, the NDIS provides long-term, reliable funding for SDA providers, reducing the risk for investors.
Furthermore, investing in SDA housing is not just a financially sound decision, it can also have a positive social impact. By providing safe, accessible housing options for people with disabilities, investors can help improve the quality of life for a marginalized population.
All in all, if you are looking for a socially responsible and potentially profitable investment opportunity, SDA housing may be worth considering.
- 1300 ZAM ZAM | 0449 657 460
Let's Find You Together The Place You Deserve
At our establishment, our top priority is ensuring that our clients are thoroughly satisfied with the services we provide. We understand that finding your dream home or SDA dwelling can be a daunting task, which is why we specialize in utilizing our in-depth knowledge of market trends and regulations to make the process as stress-free as possible. Our team of highly skilled professionals are committed to providing exceptional service that exceeds your expectations. We pride ourselves on going above and beyond to ensure that all of your needs are met and that you walk away from the experience feeling confident and excited about your new home. Contact us today to schedule an appointment, and let us help you make your dreams a reality.